- Preparation of valuations under § 24 German regulation BelWertV
- Use of a cross-institutional purchase price database possible (Lora Immo Data Base)
- Use of proposed values via the on-geo online data set (comparison rents and prices, interest rates, market adjustment, and much more) for semi-automated valuation
- Automatic provision of construction price indices and regional factors
- Media-discontinuity-free transfer of documents and images
- Option to use digital signatures
What makes Lora Short Valuation Report special
Legally compliant, compact valuation
German regulation BelWertV-compliant reports for standard properties and small loans, created efficiently in a semi-automated way.
Automated data integration
Current market data, construction price indices and proposed values save time and ensure quality.
Flexible and digital: usable anywhere and anytime
Individually adaptable to customer processes and requirements. Fully digital on request, including online data sets and interface integration.
Audit-proof, transparent and traceable
Rights system, evaluation and validation ensure MaRisk-compliant process security.
1.5 million
valuations per year
98 %
of all German Sparkassen banks use Lora
20 K
users rely on our solutions
Features
German regulation BelWertV-compliant reports under § 24
German regulation BelWertV-compliant reports under § 24
Legally compliant valuation for standard properties.
Cross-institutional purchase price database
Cross-institutional purchase price database
Access to Lora Immo Data Base for valid valuations.
Automatic market data and proposed values
Automatic market data and proposed values
Direct integration of comparison prices, rents, land values, construction price indices and regional factors.
Seamless data import, processing and export
Seamless data import, processing and export
Transfer value indication, data and documents into the short or full valuation report with a single click.
Media-discontinuity-free processes and digital signature
Media-discontinuity-free processes and digital signature
Fast data transfer and digital signing.
LORA SHORT VALUATION REPORT AT A GLANCE
Media-discontinuity-free further processing of valuation reports
From the preliminary tax via Lora value indication, a short valuation report is created with a single click: all data is transferred automatically. Switching to the formal full valuation report is also seamless and the results are compliant with German regulation BelWertV.
Always everything in sight
In the residential mass business of a financial institution, it is difficult to maintain an overview. With the validation, analysis and reporting options in the Lora short valuation report, you always have full control over all prepared valuation reports. Through different role systems (e.g. audit, surveyor, validation expert, document auditor, assessor), we meet the requirements of MaRisk.
FAQs
Which valuation methods are covered in the Lora full valuation report?
Which valuation methods are covered in the Lora full valuation report?
Lora full valuation report works with the valuation methods standardised under the German regulation BelWertV and the German regulation ImmoWertV:
- real value method
- German income value method
- sales comparison method
- heritable building right
- leasehold valuation method
- liquidation approach
- developer calculation
Can I request additional geodata from the real estate industry?
Can I request additional geodata from the real estate industry?
Of course! Various data and documents such as land register extracts, property maps, contamination and building encumbrance information and many other property data can be requested via Geoport. Whether Berlin, Frankfurt, North Rhine-Westphalia or Berlin-Brandenburg, the wide range of data is available for any address in Germany.
Training & webinars
We make it easier for you to get started with the software with the help of our free webinars. Our campus team looks forward to engaging with you.
Michael May
Consulting and training
Consultant and trainer for digital solutions
I support our customers with expert advice and practical training for sustainable implementation, secure application and genuine added value in everyday work.
Markus Otting
Training
Trainer for digital specialist solutions
I support our customers in the introduction of digital solutions and share practical knowledge in a clear, targeted manner, with a focus on the specific day-to-day work of our customers.
Jens Schröter
Consulting and training
Consulting & training with a practical focus
I provide practical knowledge about our software solutions and processes. I support our customers in the introduction of digital solutions and share practical knowledge for sustainable implementation and safe use in everyday life.
Lora: the leading mortgage lending value solution for the finance and real estate industry. Innovative and flexible for decision certainty.
Contact
You never forget the first contact! You can reach our support, sales and service teams free of charge by phone. Alternatively, use the contact form and we will get back to you as soon as possible.
Phone: +49 800 664 3677
Monday to Friday from 08:00 to 18:00