What makes Lora special
Broad product range
Full valuation report, short valuation report, digital signature and much more: Lora is the complete package for sound mortgage lending value assessment.
Modularly expandable
Lora solutions work individually or in combination on a modular principle and are flexibly usable.
Diverse functions
Lora maps the entire mortgage lending value assessment process fully automatically, from data procurement to valuation through to the digital or printed valuation report.
Certified, reliable values
Lora solutions work with reliable, certified values from valid sources.
1.5 million
valuations per year
98 %
of all German Sparkassen banks use Lora
20 K
users rely on our solutions
Our Lora solutions
Lora full valuation report
The full valuation report in Lora enables the precise and detailed valuation of complex residential and commercial properties using all recognised methods. It meets the highest quality and regulatory requirements, providing a reliable basis for every property valuation report.
Why Lora?
With Lora
- Comprehensive mortgage lending and market value reports as well as valuations for other purposes
- Certified, precise and bank-compliant results for maximum security
- Lora is process-open and can be fully adapted to individual valuation processes
- Modularly expandable for individual requirements and process automation
Without Lora
- Time-consuming manual valuation and lack of standardisation
- Less flexibility in mapping individual valuation needs
- Media discontinuities and complicated process steps due to missing interfaces
- Higher risk of incorrect or non-accepted valuation reports
Lora offers these advantages
Fully integrable
All Lora solutions can be easily integrated into existing IT infrastructures via standard interfaces.
Simple and secure
With Lora, you assign valuation tasks to external parties easily and securely, including all documents, preset parameters, templates and digitally signed valuation reports.
Transparent and compliant
Supports all German methods (real value method, income value, sales comparison, leasehold value and liquidation value) in compliance with German regulation BelWertV, German building code (Baugesetzbuch), German regulation ImmoWertV, German mortgage bond act (PfandBG).
Trust through security
Hosted in Germany, certified and audited for maximum trustworthiness.
Target groups
FAQs
How can Lora be integrated into my existing IT landscape?
How can Lora be integrated into my existing IT landscape?
Lora offers open interfaces and has a modular architecture, allowing it to be integrated into existing systems easily and seamlessly. This means you benefit from fully digital, end-to-end processes without media discontinuities.
Does Lora meet all regulatory requirements?
Does Lora meet all regulatory requirements?
Our solutions meet the requirements of German regulation ImmoWertV, MaRisk, German regulation BelWertV, the EBA guidelines for loan origination as well as DORA and are therefore optimally aligned with banking regulatory requirements.
How will I be supported when using Lora?
How will I be supported when using Lora?
Our training and support services are characterised by the highest quality, individual assistance and lasting impact. We rely on practice-oriented training formats that are specifically tailored to the needs of our customers, and provide support that is not only fast and reliable, but also solution-oriented and personal. In this way we build trust, foster competence and secure long-term success.
Which valuation methods are covered in the Lora full valuation report?
Which valuation methods are covered in the Lora full valuation report?
Lora supports all common methods of property valuation (real value method, income value, sales comparison, leasehold value and liquidation value) in compliance with German regulation BelWertV, German building code (Baugesetzbuch), German regulation ImmoWertV and German mortgage bond act (PfandBG). This means that all requirements for market and mortgage lending value reports can be met professionally and in full compliance.
Can I optionally request additional geodata from the real estate industry?
Can I optionally request additional geodata from the real estate industry?
Yes, market, location and site data as well as ESG and risk data can be integrated into Lora automatically. In addition, official documents can be obtained via Geoport.
Lora: the leading mortgage lending value solution for the finance and real estate industry. Innovative and flexible for decision certainty.
Contact
You never forget the first contact! You can reach our support, sales and service teams free of charge by phone. Alternatively, use the contact form and we will get back to you as soon as possible.
Phone: +49 800 664 3677
Monday to Friday from 08:00 to 18:00