Accumate Monitoring

Collateral Monitoring

Accumate automates collateral monitoring in accordance with the Capital Requirements Regulation (CRR) and MaRisk. Real estate portfolios are always under control. Advanced statistical models meet the stricter requirements of the CRR and MaRisk and automatically identify which assets need to be reviewed or revalued. All value updates are transparent and traceable, and are prepared for audits and spot checks.

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What makes monitoring with Accumate special

Monitoring of residential and commercial real estate

High convenience and fast processing for both commercial and residential real estate. A 90% time savings despite increased requirements.

Property-specific collateral monitoring

Advanced statistical models increase accuracy and robustness in a way that is specific to each object and transparent.

Automation with full transparency

The data basis and procedure for each individual automated assessment are documented and available for review.

Contextual information for the expert review

Comparative figures, comparative rents, market information, sociodemographic data, and information on physical risk are available for the review and revaluation.

1 Mio

AVM ratings by year

+8 K

customers trust on-geo

2500

users in the real estate industry

Features

Collateral monitoring under the CRR and MaRisk

Accumate enables the monitoring of real estate collateral in accordance with Article 208 of the CRR and BTO 1.2.2 of MaRisk. Thanks to its high degree of automation combined with a very high level of transparency, the effort required for monitoring is reduced by 90%.

Monitor, review, reassess

With Accumate, you always have a clear view of your collateral portfolio. Cases that require review or revaluation are automatically identified and flagged.

ESG is on board

Information on physical risk and energy efficiency is readily available. Map layers and scenario analyses provide deeper insight.

Artificial intelligence meets transparency

Artificial intelligence speeds up monitoring. Transparency ensures security and enables inspections, audits, and the ability to take action based on expert judgment.

FAQs

How do I integrate my collateral portfolio into Accumate?

We're here to help you with that. We can transfer your portfolios from Lora, your core banking system, or other sources to Accumate.

How can I identify objects in Accumate?

In your monitoring portfolios, you can locate specific objects by their order number (e.g., from Lora) or by their asset ID.

What types of objects can be monitored in Accumate?

Accumate enables automated monitoring of residential and commercial properties. It offers an equally high level of convenience.

What should I do if a revaluation is necessary?

If a revaluation is required, for example including an on-site inspection, you can carry this out as usual with Lora. The new value will then be stored in Accumate.

The property information in our portfolios is incomplete. Is that a problem?

This is the case for many institutions. We help you fill in any missing information and link data from various sources.

Karsten Gebhardt

AVM software solutions

Expert in innovative AVM software solutions

I support the real estate industry with automated valuation models, data-driven portfolio analysis and smart digital tools.

Accumate: the intelligent valuation and analysis platform for the real estate industry.

Contact

You never forget the first contact! You can reach our support, sales and service teams free of charge by phone. Alternatively, use the contact form and we will get back to you as soon as possible.

Phone: +49 800 664 3677

Monday to Friday from 08:00 to 18:00